Keacast is personal cash flow forecasting built as a calendar, not a monthly spreadsheet. Your bank balance is only today. Keacast shows what is already promised — paychecks, rent, cards, and spending — and the running balance left until the next tight day.
The habit is small and repeatable: Forecast the week you already know. When the bank moves, Match what you expected or Add what you did not. Matching does not move money. It keeps the picture honest so you can spend today without stealing from Thursday.
Budgets ask what you spent. Keacast asks what is already promised and when. That is cash flow management you can take to a store, a payday, or a “healthy” balance that is already spoken for by Friday’s bills.
Match means you already knew. Add means life happened outside the plan. Planned vs unplanned is more useful than good vs bad spending. After you Add, you can put that kind of thing on the calendar next time.